Yes, exactly. Whereas I actually think having a character like Chloe on the show is very freeing because her destiny is NOT a fixed point.

Indeed. They're able to do a whole lot with her, without being accountable to the people who own Clark Kent and Lois Lane (which is another reason that the Chlois theory rings false -- I can't imagine Almiles ever getting permission to do it, not from the people who sound as if they were guarding Lois's legacy so very carefully in her appearances on the show).